Chances are, you’ll need to hire a notary public at some point or another. If you’ve never used one before, however, understanding what type of services a notary public in nyc offers can be confusing. There are several occasions when you may need the assistance of a notary public for either personal or business purposes. The following information will help you understand the role of a notary public as well as common reasons you might benefit from hiring one.
What is a Notary Public?
Simple stated, a notary public is a state-appointed individual who serves as a witness during the signing of important documents for legal credibility. A notary public is required to pass a state examination in order to be qualified to perform specific services. Additionally, in order for a document to be notarized by a notary public, the signer is required to sign the document in his or her presence.
The Notarization Process
Whenever you visit a notary public, he or she will most likely begin the document signing process by asking you a few basic questions and by verifying each party’s identity. Depending on what type of document is being signed, the notary public will make sure that each party understands what they are committing their signature to.
Common Documents Requiring Notarization
Notarization can help protect individuals from participating in fraudulent activities, and the process may help limit the number of lawsuits or disputes that could arise without a third-party witness. Common documents that require notarization include mortgage documents, divorce decrees, power of attorney transfers, business contracts, affidavits, and other important financial or legal documents that involve more than one party.
What Doesn’t a Notary Public Do?
While a notary public is responsible for providing clients with some legal knowledge pertaining to the signing of important documents, he or she is prohibited from helping a client prepare a document or offering legal advice.
If you’re in a situation that requires the assistance of a notary public, many banks, post offices, membership-based organizations, insurance agencies, libraries, and government agencies offer notary public services. Just remember to bring your identification card with you whenever you visit.