The fine print for any insurance policy can overwhelm anyone. No one enjoys reading these contracts line by line. Unfortunately, this can lead to gaps in coverage. Here are three scenarios to account for.

1. Floods

Many people assume that floods are automatically covered by standard homeowners insurance. However, this is not true. Even a couple inches of water can destroy a house. Flood insurance often covers garages, carpeting, washers/dryers, curtains and more. It may fail to protect cash, decks/patios, fences and automobiles. That is why it is important to work with insurance agencies Fort Myers FL to make sure your assets are covered.

2. Nuclear Accidents

Although this may seem irrelevant, mishaps surrounding nuclear power plants do occur. Catalysts such as earthquakes can cause meltdowns. Residents around Three-Mile Island and Fukushima in Japan know how devastating these disasters can be.  Thankfully, companies who own and operate these facilities are liable for any failures that occur. Still, it is valuable to prepare for any possibility.

3. Wars

This is certainly not something that citizens want to think about. However, that does not mean that people should avoid the topic. The idea of global politics means anything can occur at any time, even during periods of peace. Riots, battles, drone strikes and acts of terrorism can result in loss of life or property. No geographical areas are immune from these catastrophes.

4. Maritime Circumstances

The open seas are certainly no strangers to hosting a variety of hostile environments. Oceans, lakes and rivers can show how mighty large bodies of water can be. Boats, machinery, docks and cargo are all vulnerable. The businesses and livelihoods of many people can be ruined by the destructive power of nature.

After reading these situations, you should be more prepared to protect yourself and your loved ones.…

 

The criminal justice system in the United States, and its employees, provide invaluable services to both the public and individuals involved in the system. While law enforcement personnel, judges and lawyers might be some of the most visible employees, there are many other law enforcement career options. From working in corrections and parole services to providing financial services such as bail bonds Harrisburg PA, read on for information on unsung criminal justice careers. 

Bail Agent

Bail agents, or bondsmen, provide financial services to defendants who are unable to pay the cost of their bail. They issue surety bonds to the court in exchange for a service fee, allowing suspects to remain free in the community while awaiting trial. Bail agents are licensed professionals who must successfully complete a state-specific bail agent course and pass licensing examinations.

Parole and Probation Officers

Parole and probation officers help defendants who are on probation or parole by providing oversight and assisting in securing rehabilitation services. These officers are responsible for keeping track of their clients, ensuring that they are adhering to the terms of their release and serving as a resource during a time of transition from prison to the community. Officers must attend an officer training academy and pass relevant exams and physical requirements. Generally, individuals who have been convicted of a felony are not eligible to work as probation or parole officers. 

Corrections Officers and Staff

Correctional officers work to ensure the safety of the inmate population of detention centers, jails and prisons. They are responsible for supervising inmates and overseeing activities. Corrections officers typically receive on-the-job training and are required to pass certain physical fitness requirements. Prisons also hire general staff to provide other services to inmates. This includes logistical or accounting professionals, librarians, teachers and a variety of health professionals. Additional job-specific training is generally provided to these types of outside workers.…